preheat your oven to 175 degrees Celcius or about 350 Farenheit.
In two separate bowls mash the bananas and to both bowls add the flax seed, sugar, coconut oil, backing soda and backing powder. Give them both a good mix and make sure everything's combined well.
Now add the lemon juice to both mixtures and mix well.
to make the cacao batter add 1/2 cup cacao and 1/2 cup flour and fold it through the batter until everything's well combined (it will be a very thick batter.
to make the chai you add the spices and flour and fold it all together to make a thick batter.
(if you want you can add pecan nuts through the batters)
now you have both of the batters done line a backing dish with parchment paper and add the batter in batches. first put about 1/4 of the chai then about 1/4 of the cacao and keep doing this till you are done. Now smoothen the top of the batter and you are done.
If you want you can add some peanut butter on top and create swirls with a skewer.
Now add the banana bread to a preheated oven and bake it for about an hour or until you poke it with a skewer and it comes out clean.
Enjoy!